Reasons to consider an appraisal from Appraisal Services of Brandon, Inc .To a lot of us, an appraisal is simply another cost on the settlement sheet for a home sale or refinance. While there are an increasing number of automated home valuation methods that may appear to be more cost-effective than an appraisal, the majority of lenders still need a local expert because the stakes are incredibly high. You might think that obtaining a mortgage is the only reason to get an appraisal, but there are additional situations when the services of a certified, independent real estate professional might be beneficial. 
Appeal your tax assessment in Hillsborough CountyIf you are in an area where the value of property has declined, it's possible you're paying too much in property taxes. An appraisal from Appraisal Services of Brandon, Inc . is your best evidence when building your case. We're capable of assisting you in disputing your tax assessment. Getting rid of your PMI for mortgage paymentsPrivate Mortgage Insurance, or PMI, is an added insurance policy that nearly all lenders ask home owners to buy when the amount being loaned to the homebuyer is more than 80% of the actual value of the home. This added payment is often lumped into the monthly mortgage payment and is promptly forgotten. PMI becomes unnecessary when the remainder of the loan - whether through market appreciation or principal pay down - dips below the 80% level, making this very unfavorable. In fact, the United States Congress invoked a law in 1998 (the Homeowners Protection Act of 1998) requiring lenders to remove the PMI payments when the loan-to-value ratio conditions have been met. If you'd like to do away with PMI, Appraisal Services of Brandon, Inc . can provide you with a statement regarding the value of your home. The cost of the home valuation can often be regained in little time because you'll no longer be paying the PMI. Get your appraisal from Appraisal Services of Brandon, Inc . Order onlineDivorce settlement with less stressA divorce can be a particularly traumatic event for both parties, and it is often even more complicated by the troublesome decision of who gets the house. It's a good idea to get an appraisal from Appraisal Services of Brandon, Inc . so both parties are entirely aware of the true market value of their home, regardless of the situation. If the parties want to sell the home, they'll have a better idea of what price to set. And on the flip side, if a "buyout" is the chosen option, both parties will feel like they've gotten a fair evaluation. Accurate and fair estate liquidationThe loss of a loved one is a difficult time in life, and settling an estate from a death, or probate, often calls for an appraisal to establish Fair Market Value for the real estate involved. We guarantee the fullest degree of discretion, as we're bound with confidentiality by the ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP). Most Americans don't have dedicated estate planners or executors to manage these affairs, unlike wealthier individuals. And since a home or other property often makes up a disproportionate share of the total estate value, knowing the true value of the real estate at hand is of vital importance to ensuring disputing parties walk away knowing they've gotten a fair deal. Move to or from Hillsborough County for workWe are familiar with the stress involved with an employee relocation. We take great care in setting up a convenient appointment time for the appraisal inspection. During our detailed inspection, we suggest relocating employees to provide feedback on the positive aspects of their property, as well as information regarding any current sales or listings in their neighborhood that they want considered. Close on your home quickly — for the right priceWhether you decide to sell your home on your own or use the assistance of a real estate agent, a professional appraisal can help you make a better educated decision regarding your selling price. An appraiser has no vested interest in what amount the house sells for, unlike real estate agents. Our fees rest on our efforts to finish the appraisal report and not a percentage of the sales price. On a daily basis, we determine the difference in value things like an extra bathroom or a kitchen remodel can make. Getting a professional appraisal is a trusted way to determine what improvements will add value and what an applicable sales price is for your home so you don't come up short or have your house on the market an unnecessarily long time, because we're experts in knowing how long houses stay on the market. 
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